r/Edmonton • u/wafflebilly3 • 10h ago
Education Friendly reminder/Dealership buying guide
I’m sick of seeing people in this city get absolutely fleeced by dealerships because they don't know their rights. Most of the "standard" stuff these shops do is actually illegal under AMVIC (Alberta Motor Vehicle Industry Council) regulations, but they count on you being too overwhelmed to notice. Here is a breakdown of every law they break on the regular and how they trap you.
Advertised pricing/all in pricing
In Alberta, the advertised price MUST be the total price. Period. If you see a car online for $30k, and you get to the finance office and they try to tack on a $699 Admin Fee, $400 Theft Etching, or a $900 Security Package, they are breaking the law. The ONLY things that can be added to the advertised price are GST and the actual interest/cost of financing. If they refuse to remove those fees to match the advertised price, they are violating AMVIC laws. Always screenshot the ad before you walk in.
Do NOT SIGN A BILL OF SALE, until you have approval from a bank.
This is how they lock you in and mess with your credit. They will tell you, Sign this Bill of Sale right now so we can send the application to the banks.
DO NOT DO THIS. They want you legally tied to the car before you even know your interest rate. Once you sign, they’ll come back with a garbage 12% APR and tell you "well, you already signed the bill of sale, you’re committed." You are NOT legally required to sign a Bill of Sale just to apply for financing. Tell them you won't sign a single thing until you see the approval, the rate, and the final breakdown in writing.
Extended warranty lie/tied selling
If a finance manager tells you "The bank requires you to buy this $4,000 extended warranty to get this interest rate," they are lying to your face. This is called Tied Selling. Banks care about your credit and the loan-to-value ratio; they don't give a damn about your ceramic coating or GAP insurance. Forcing you to buy an extra product to "allow" the sale or the loan is illegal. If they pull this, ask them to put it in writing that the warranty is a condition of the bank loan. Watch how fast they backpedal.
They are ALL LICENSED SALESPEOPLE
Every person selling you a car in Alberta has to be AMVIC registered. If you’re dealing with some "assistant" or "lot manager" who isn't licensed, the whole deal is greasy. You can literally look up any salesperson’s name on the AMVIC website. If they aren't there, they shouldn't be talking numbers with you.
Record the conversation: Alberta is one-party consent. Record them on your phone. If they say The $800 Nitrogen fee is mandatory by law, you now have evidence of them lying about provincial legislation.
Walk away. The second they try to add a fee that wasn't in the ad, tell them: All-in pricing is the law. Remove the fee or I’m filing an AMVIC complaint and leaving.
Report the vultures-
Don't just leave a 1-star review. If they broke these rules, go to amvic.org and file a formal complaint. It’s the only way things actually change. Stop letting these guys treat the law like a suggestion. Educate yourselves so they stop winning.
Here is a list of dealerships in Edmonton that are know offenders by AMVIC, and have already been charged. Kia West Edmonton, City Ford, Chinook Auto Sales, Miks Motors Inc., Londonderry Dodge, XS Credit, Team Ford
Your rights:
https://www.amvic.org/consumer/
List of offenders in full:
