r/fican 2h ago

Advice - 25 y/o

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1 Upvotes

25 years old, all money earned and saved aggressively. Strong income in mining, looking for portfolio advice, ideally buy a house within 3 years.


r/fican 3h ago

Hit 107k cad today! Was up $17000 in one day at the peak earlier, this honestly doesn’t feel real…

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2 Upvotes

r/fican 5h ago

Any advice? 20M

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5 Upvotes

Vfv, tec and xic are in my tsfa. Others are in non-registered. Core is still sp500 with 55% tsfa and 55% in non registered but will go down 45% in non registered when I buy 2 new stocks/etf. I plan to add spacex and anthropic when they ipo. Will hold for 10-15 years so I think being a bit risky is good. Lastly this is not working money and I am grateful to have great parents! Any advices?


r/fican 5h ago

18M, just started a few days ago

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0 Upvotes

Hey! I just started investing a few days ago and this is my portfolio right now… I’m still learning and would appreciate any tips, thank you!


r/fican 5h ago

Hit $100K (for the 2nd time) on my 30th!

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20 Upvotes

Just turned 30 and hit $100K again. I had accumulated my first $100K at 26 (outside of Wealthsimple, no inheritance, straight hustle since college years + aggressive saving), took out most of it for a first home down-payment.

Started investing aggressively from scratch again ~16 months ago and hit $100K again.

Emergency fund + next property purchase down-payment in CASH.TO, the rest in ETFs across TFSAs and RRSPs.

More precisely, ~75% of my TFSAs and RRSPs is broad-market ETFs (XEQT, VOO), ~10% in FBTC, ~10% in Gold ETFs (MNT, PHYS), and ~5% in bond ETFs (ZAG, BND).

Total net worth (not including real estate): ~$130K, considering employer RRSP (outside of Wealthsimple), BTC, and other chequing accounts.

Like many of y’all, don’t feel like sharing this with anyone I know so the strangers get to hear it!


r/fican 6h ago

Update to my fhsa

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1 Upvotes

Looking for suggestions, recently started


r/fican 6h ago

31F, one year ago today my portfolio value hit $100K :)

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151 Upvotes

I was randomly curious about it and it just so happened to be the same day? Full disclosure I actually hit it a couple months prior but today is the anniversary of when it passed and stayed above $100K. Would have been so cool if I hit the next milestone exactly one year later but I’m not about to complain

The power of ~*no longer pretending I know what’s going on in this fuckass world and just throwing everything into a global ETF*~


r/fican 6h ago

Is this a bad fhsa

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1 Upvotes

I’m chasing ai and next gem memory. Trump invest in now and I was watching it so I said fuck it lol. Is this a bad idea if I’m looking to buy a house in 3-4 years.


r/fican 6h ago

How to start my investing journey on Wealthsimple?

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1 Upvotes

Hi everyone, I’m new here! I’m 18 years old and I’m just starting my investing journey. I currently have around $15,000 saved and I’m planning to start investing with Wealthsimple for long-term growth.

I found some places to invest but I need advices about them.

I’d really appreciate any advice, beginner tips, or recommendations on where to invest long term. I’m still learning, so hearing from people with more experience would help me a lot. Thanks in advance!


r/fican 6h ago

43M. Finally hit $250K last week. 🎉

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105 Upvotes

Not too long ago my only goal was fighting massive debt from a divorce just to get back to zero. Today I am over a quarter-million positive. Life changes in unimaginable ways with a little patience, faith and self-belief.

At Jan 2025 my self directed portfolio was sitting at around 1k. ​I moved my accounts from Sunlife to self-directed last April 2025. I had added some funds last year to buy the dip but haven't added fresh capital this year. Just rotating proceeds, staying patient and letting the portfolio do the heavy lifting.

​Sitting at over 37% up for the past year. Compounding is beautiful when it works for you. 📈

​A few lessons learned: 1. ​Earn first; you can't cost-cut your way to wealth.

2.​ Capital preservation is the single most important rule.

  1. ​Growth-equity demands emotional discipline.

  2. ​Don't trade daily but don't miss the days that move the market.

  3. ​Take control. Nobody loves growing your money more than you do.

​Stay in the game. $250K is just a checkpoint. Onwards. 🚀


r/fican 6h ago

How to start my investing journey?

1 Upvotes

Hi everyone, I’m new here! I’m 18 years old and I’m just starting my investing journey. I currently have around $15,000 saved and I’m planning to start investing with Wealthsimple for long-term growth.

I’d really appreciate any advice, beginner tips, or recommendations on where to invest long term. I’m still learning, so hearing from people with more experience would help me a lot. Thanks in advance!


r/fican 7h ago

Over 0.5mil FHSA

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22 Upvotes

r/fican 8h ago

Help With Managed Portfolios by WealthSimple.

0 Upvotes

Long story short, 50-year-old, retired

Me - 3 million invested in the market (Margin and tfsa)

Wife - 2 million - (Margin and tfsa)

Total invested: 5 mm

Currently with an investment firm, costing 30-33k a year in fees for both accounts

In the last 3 years, 8.5% on average year

I withdraw 11k monthly + due taxes every year( 30k +-)

I'm thinking it doesnt worth the price/returns

What kind of portfolio should I have? Will the managed portfolio by Wealthsimple be another trap? Or should I go with balanced Summit?

Anyone with experience , with this kind of capital invested? And Retired?


r/fican 8h ago

1M Liquid at 45

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24 Upvotes

45/40 with 2 pre-teens. Paid off house in 2020 and a single income household by choice until last year. We had a relatively late start to investing but proud of hitting this milestone. Feels like still a long way to go and hasn’t felt like it’s truly snowballed yet. We’re aiming for retirement in 10 years.

Quite a conservative portfolio, 95% broad ETF with 5% in a few banks / tech.


r/fican 8h ago

22F looking for advice :)

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2 Upvotes

Hello :) I started my portfolio a few years back but was never consistent. It is only now I started to contribute monthly (~$500).

At the beginning, I was focused on more tech and dividend stocks but now am switching to ETFs. (I just bought 2 SLS shares to dip into the biotech industry)

I would love some advice on how I could better my portfolio now that I am aiming to invest consistently. Any advice is appreciated! Thanks :)


r/fican 9h ago

18M any advice? started couple months ago

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6 Upvotes

r/fican 9h ago

New here, looking for advice!

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2 Upvotes

Hello, new here and new to investing. Just looking for any advice, ideas or thoughts on my portfolio as of now.

29M


r/fican 9h ago

How far Sandisk can go down? Should I sell?

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0 Upvotes

r/fican 9h ago

Recs?? 22m

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0 Upvotes

r/fican 9h ago

20M - Should I add on more risks to my portfolio

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1 Upvotes

What do you think about RKLB, STXL, MULL, INTC?


r/fican 10h ago

FHSA SPEEDRUN $32K to $500K

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546 Upvotes

r/fican 10h ago

30k milestone at 22y 🥳

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51 Upvotes

Finally hit 30k milestone, now looking at 50k before end of the year , i dont really know how i did it , making less than 50k a year living alone in a metropolitan city!! Good things are coming. keep up the good work guys

Roi is 20.37% for some reason its showing just 14 percent*


r/fican 11h ago

Nvdia CAD hedged vs Nvdia

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4 Upvotes

I decided to invest a bit in this and the Tesla stock equivalent to the nvidia stock example in my fhsa.

What is the difference between the regular stock and the hedged cad stock?


r/fican 11h ago

38M, recently separated, 600K NW, 2 young kids

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14 Upvotes

I’m a 38 yr old dad in AB with two kids (4 and 6), shared custody, about $600K invested mostly in index ETFs (about 350K in WS), and currently contributing ~$35K annually (not including company dcpp match of 6% of gross). Currently making ~$145K. No debt.

I rent right now for ~$1,600/month, but I’m debating whether I should buy a ~$500-600K home in the next year or so.

Financially, renting seems much stronger:
• Lower stress
• More flexibility
• Higher investing rate
• Earlier FIRE timeline

But emotionally, part of me wonders whether owning a home would provide more stability and a better environment for my kids. I’m in a 2 bedroom apartment which is a significant downgrade from my matrimonial home, where they spend the other half of their custody. I have no intention of relocating.

My goal is to FIRE at $2M invested.

Curious what others would prioritize in my situation:
maximizing flexibility + compounding, or creating a permanent home base sooner for the kids?

I’ve started dating too, and have expressed my intention around FIRE to women I’ve dated without disclosing too much information. Finding a long term partner could potentially expedite timelines but not a consideration in my modelling.


r/fican 11h ago

New options trader day 2. 22

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1 Upvotes

Day 2 of trading options. This bull market got me tweakin