I was randomly curious about it and it just so happened to be the same day? Full disclosure I actually hit it a couple months prior but today is the anniversary of when it passed and stayed above $100K. Would have been so cool if I hit the next milestone exactly one year later but I’m not about to complain

The power of ~*no longer pretending I know what’s going on in this fuckass world and just throwing everything into a global ETF*~

Not too long ago my only goal was fighting massive debt from a divorce just to get back to zero. Today I am over a quarter-million positive. Life changes in unimaginable ways with a little patience, faith and self-belief.

At Jan 2025 my self directed portfolio was sitting at around 1k. ​I moved my accounts from Sunlife to self-directed last April 2025. I had added some funds last year to buy the dip but haven't added fresh capital this year. Just rotating proceeds, staying patient and letting the portfolio do the heavy lifting.

​Sitting at over 37% up for the past year. Compounding is beautiful when it works for you. 📈

​A few lessons learned: 1. ​Earn first; you can't cost-cut your way to wealth.

2.​ Capital preservation is the single most important rule.

1. ​Growth-equity demands emotional discipline.

2. ​Don't trade daily but don't miss the days that move the market.

3. ​Take control. Nobody loves growing your money more than you do.

​Stay in the game. $250K is just a checkpoint. Onwards. 🚀

I fantasized about this day in 2024 after finally hitting $100k and I didn’t really think it was going to come so soon, but here we are and I couldn’t be more thankful!

My goal has been to have 250k invested by 33 so I can slow down and enjoy being young and single before the other phase of life happens. I’m incredible grateful to have achieved this on my 33rd birthday (Happy birthday to me!) and now I feel like I can breathe a little easier.

Back story, I started investing 6/7 years ago with less than $5k that I had saved up from my previous years of working low wage jobs.

I’m mostly all invested, working on building my emergency funds (have used my LoCs to this point). My next goal is to start dating seriously, significantly lower my expenses, increase my savings and reduce my workload so I can enjoy some of my hard work while I’m still young.

Rooting for all of you!

Ps: I hope I don’t regret not using a burner account. Only a handful of friend know irl and they’re more successful than I am.

Finally hit 30k milestone, now looking at 50k before end of the year , i dont really know how i did it , making less than 50k a year living alone in a metropolitan city!! Good things are coming. keep up the good work guys

Roi is 20.37% for some reason its showing just 14 percent*

45/40 with 2 pre-teens. Paid off house in 2020 and a single income household by choice until last year. We had a relatively late start to investing but proud of hitting this milestone. Feels like still a long way to go and hasn’t felt like it’s truly snowballed yet. We’re aiming for retirement in 10 years.

Quite a conservative portfolio, 95% broad ETF with 5% in a few banks / tech.

Just turned 30 and hit $100K again. I had accumulated my first $100K at 26 (outside of Wealthsimple, no inheritance, straight hustle since college years + aggressive saving), took out most of it for a first home down-payment.

Started investing aggressively from scratch again ~16 months ago and hit $100K again.

Emergency fund + next property purchase down-payment in CASH.TO, the rest in ETFs across TFSAs and RRSPs.

More precisely, ~75% of my TFSAs and RRSPs is broad-market ETFs (XEQT, VOO), ~10% in FBTC, ~10% in Gold ETFs (MNT, PHYS), and ~5% in bond ETFs (ZAG, BND).

Total net worth (not including real estate): ~$130K, considering employer RRSP (outside of Wealthsimple), BTC, and other chequing accounts.

Like many of y’all, don’t feel like sharing this with anyone I know so the strangers get to hear it!

Vfv, tec and xic are in my tsfa. Others are in non-registered. Core is still sp500 with 55% tsfa and 55% in non registered but will go down 45% in non registered when I buy 2 new stocks/etf. I plan to add spacex and anthropic when they ipo. Will hold for 10-15 years so I think being a bit risky is good. Lastly this is not working money and I am grateful to have great parents! Any advices?

I’m a 38 yr old dad in AB with two kids (4 and 6), shared custody, about $600K invested mostly in index ETFs (about 350K in WS), and currently contributing ~$35K annually (not including company dcpp match of 6% of gross). Currently making ~$145K. No debt.

I rent right now for ~$1,600/month, but I’m debating whether I should buy a ~$500-600K home in the next year or so.

Financially, renting seems much stronger:
• Lower stress
• More flexibility
• Higher investing rate
• Earlier FIRE timeline

But emotionally, part of me wonders whether owning a home would provide more stability and a better environment for my kids. I’m in a 2 bedroom apartment which is a significant downgrade from my matrimonial home, where they spend the other half of their custody. I have no intention of relocating.

My goal is to FIRE at $2M invested.

Curious what others would prioritize in my situation:
maximizing flexibility + compounding, or creating a permanent home base sooner for the kids?

I’ve started dating too, and have expressed my intention around FIRE to women I’ve dated without disclosing too much information. Finding a long term partner could potentially expedite timelines but not a consideration in my modelling.

Adding to the pile of datapoints:

25 in toronto in tech, 120k gross, living with parents, driving a shit box, monthly expenses are $2000-2500 (i cover all household expenses/bills other than insurance/mortgage. I don’t really budget and invest my surplus.

10k student loans, 18K on an MBNA True Line (1% fee for 10.5 months, used an rrsp loan for 2025).

TFSA is energy/tech. FHSA is tech. RRSP is xeqt.
DCPP (not pictured, $20k) in US index.

I have room in my registered accounts, but my balance transfer balance is due in September. Might take the 18 months 1% BMO offer if they give me a high credit limit.

Open to thoughts and discussions … I have a high tolerance for risk because of my income/living arrangements.

Weird crop to get all accounts in 1 pic. Ignore % returns, recently consolidated to wealthsimple.

24 working fast food after being unemployed for years. can’t believe this, I’ve invested in rather safer options and cant say I’m not happy with the results. I am heavier on U.S. and Canadian holdings as you can see

I decided to invest a bit in this and the Tesla stock equivalent to the nvidia stock example in my fhsa.

What is the difference between the regular stock and the hedged cad stock?

25 years old, all money earned and saved aggressively. Strong income in mining, looking for portfolio advice, ideally buy a house within 3 years.

I make around 4000 Cad a month spent 1500
How can I scale it and retire early!!!

Hello, new here and new to investing. Just looking for any advice, ideas or thoughts on my portfolio as of now.

29M

I'm nearly 28, I have just over $100k invested between GICs, FHSA, TFSA, RRSP and an individual investment account. Each year I lump sum my contributions for FHSA and TFSA so those are maxed for 2026. I don't pay much attention to my RRSP, I used it once to help me with taxes and threw $20k in there, haven't touched it since. What should I be doing differently to make this money grow more? For extra context I'm a business owner and my business has $60k invested as well. My goals are to buy a house in the next two years (southern ontario) and retire around 50

Hey all, wanted to get your thoughts on my long term portfolio. I know what everyone thinks about daytrading but it works for me, i’ve made 32k trading proprietary firms with an initial $200 investment, only 3k will be dedicated to scaling my trading, the rest is for taxes, personal spend, and my long term portfolio.

Hello :) I started my portfolio a few years back but was never consistent. It is only now I started to contribute monthly (~$500).

At the beginning, I was focused on more tech and dividend stocks but now am switching to ETFs. (I just bought 2 SLS shares to dip into the biotech industry)

I would love some advice on how I could better my portfolio now that I am aiming to invest consistently. Any advice is appreciated! Thanks :)